Liberty Mortgage
4415 West Harrison Ave, Hillside, IL 60162 Unit #326 Phone: 773-677-6460 Email: libmtg2@gmail.com NMLS # 1807234
Find The Perfect Loan For Your Perfect Home
Menu Res. Loans SBA Loans FHA Loans Forms Lenders Liberty Realty Modular Homes Non-Con. Loans
Some Lenders Process Your Loan:
Processing Lenders
Carrington
Evan Rice
Phone: (469) 344-4418
Email: evan.rice@carringtonms.com
Programs To Market
FHA 101.5% Loan Program
Jet Mortgage
96.5%1st 3.5% 2nd 1.5% for Closing Costs
FHA 100% 96.5% and 3.50% 2nd Lender Paid
85% ITIN Loan
But 680 FICO Score
1% Conventional Loans - 99% 1st & 2% Closing Cost Credit
Low FHA FICO Scores
520
10% Down Construction Loan
Loan Programs:
100% SBA Loans
FICO 640
LTV 100% On Property Only
100% FHA Loans - 96.5% 1st & 3.5% Borrower Paid
600 FICO
580 FICO – Lender Paid –
96.5%
96.5%
580 FICO – Lender Paid –
Borrower Paid 580 FICO – Coming out with Buy Down Program
Borrower Paid
Borrower Paid
WestGen
100% FHA Loans - 96.5% 1st & 3.5% 2nd and 1.5% For Closing Costs
96.5%1st 3.5% 2nd 1.5% for Closing Costs
100% FHA Loans - 96.5% 1st & 3.5% 3 Year Down Payment Assistance After 36 Months 2nd is Released
600 FICO
100% FHA Loans - 96.5% 1st & 3.5% With a 2/1 Buydown
100% Gift
100% USDA
100% Loan to Value
101.50% FHA
FHA Max One Home Assist DPA program- 101.5% CLTV (96.5% 1st and 5% 2nd)
620 Min AUS – 660 min for Manual (43% DTI Max for Manual)
101.5% Loan to Value
1 Day Out Of Bankruptcy
Low Loan To Value – up to Underwriter
1 Day Out Of Foreclosure
1 Day Out Of A Short Sale
1 FICO Score
FHA 96.5 LTV – 550 FICO
1 Year Tax Returns
90% LTV – Purchase
2nd Mortgages
ACC Mortgage
Change Home Mortgage Up to 90% LTV
Home Equity Mortgage Up to 90% LTV
Jet Mortgage Up to 90% LTV
Jet Mortgage Non QM Up to 90% LTV
Rocket Mortgage Line Of Credit
Unite Mortgage Up to 90% LTV
2/1` But Down
5% Down Payment Assistance
5 Units & Up
Athas
Citidel:
Commercial Mortgage Consultants, Inc*
Home Town Equity Mortgage (51% Residential)
Jet Mortgage
Lima One
Nextres Up To 100
Silver Hill
Stratton Equities
The Lender
Velocity
5 Units & Up Rehabs
90% Alternative Documentation
90% of 1099 Income
90% No Income Check
MCM Capital -Need To Get Approved
Alternative Documentation
Asset Depletion
Six-Month Seasoning of all Assets is Require.
100% of Checking, Savings, – 70% of Stocks, Bonds – 70% of Retirement Assets:
Asset Qualifier
Bank Statement Programs
Up to 90% LTV
Up to 90% LTV Score > 700
Up to 90% LTV
Carrington
Homebridge
Loan Stream
Up to 90% LTV
Unite
Up to 90% LTV
Greenbox
Newrez
Orion
Bank Statement Program 1 Page
Home Equity Mortgage
Up to 90% LTV
Blanket Loans
Bridge Loans
Business Loans - Secured by Owner Occupied Property - Stated
Buy Down 3-2-1
Buy Down 2-1
Commercial Loans
Condotel
Construction Loans Ground Up
Container Homes
Conventional- Low Scores
DACA
DSCR-No Licensing required
Ameritrust
Angel Oaks Up to 85%”
Carrington
Deephavem Page
Forward Lending: Up to 85%
Hme Equity Mortgage
Loan Stream Up to 85%
Majestic
Orion Lending: Up to 85%
Nations Direct
Newrez
Patch of Land
Silverhill[
The Lender
Unite Mortgage
Email List
EMAIL LIST;
greg.arritt.hubbard@accmortgage.com,jeanne.kruss@angeloakms.com,Tony.Walker@carringtonms.com,
aenright@deephavenmortgage.com,aeaston@thelender.com,kyle.steen@newrez.com,erobinson@orionlending.com,
kgrill@patchlending.com,tcoldesina@coldesinacapital.com,Aaron.hilton@unitemtg.com,Jdienes@myndm.com,
Matt.McGuinn@majesticloan.com
DSCR-5-9 Units
DSCR-Mixed Use
51% Residential
DSCR-Negative DSCR Allowed
Residential
Down Payment Assistance Programs FHA
Cardinal Financial
Liberty Home Mortgage
LendingPros
Homebridge
FHA 96.5 1st and 3.5 LTV with – 600 FICO
FHA 96.5 1st and 3.5 LTV
Down Payment Assistance Programs FHA (Lender Paid)
FHA & Score
Fix & Flip
10% Acquistion – 100% Rehab Amount
Nextres
10% Acquistion – 100% Rehab Amount
No History/ Experience Required
Commercial Mortgage Consultants, Inc
Foreclosures:
Foreign National Investor No Income Check Loans:
Ground Up Construction Loans
HELOC
Home Possible, FNMA
Home Ready
Home Equity
Hotels
Athas
Commercial Mortgage Consultants
No ID ITIN Loans
80% Loan to Value
85% Loan to Value
ITIN Loans
ITIN Loans
80%
80%
90% LTV – DTI Up to 55% – FICO 550
80%
Cardinal *
90% Must Have a Pending Visa
90% With a 720 FICO
80%
Available For All Loan Productds85%
85%with a 680 FICO 80% with a 660 FICO
80%
80%
Investor No Income Check Loans
Jumbo Loans
Lines Of Credit- HELOCs
Link
LLCs / Corporations
Manufactured Homes
Mixed Use
Multifamily
Near Prime Full Doc
No Income
NO Seasoning for A Refinance Loan
NO Ratio Invester Loans
NON-QM Seconds
NON-QM Seconds - Up To 90%
P&L Loans
Reverse Mortgages
USDA
VA
Vacant Lots
Rehab 203K
Rehab Fix & Flip
USDA
Home Style