Liberty Mortgage 

4415 West Harrison Ave,  Hillside, IL 60162   Unit #326    Phone: 773-677-6460 Email:  libmtg@yahoo.com NMLS # 1807234

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1-4 Unit Investor Loan Programs 

  • Bank Statement Program:

    Program:

    G-12BS

       

    12 Mo. Personal/Business Statements

    Max. Loan Amount:

    $3,000,000

    Min FICO Score:  700

    LTV:   75%

    Starting Rate:      4.75%

    Min FICO Score:  680

    LTV:   85%

    Starting Rate:      5.50%

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    Program:

    G-24BS

       

    24 Mo. Personal/Business Statements

    Max. Loan Amount:

    $3,000,000

    Min FICO Score:  700

    LTV:   75%

    Starting Rate:      4.50%

    Min FICO Score:  660 

    LTV:   90%

    Starting Rate:      5.15%

    Min FICO Score:  580 

    LTV:   85%

    Starting Rate:      5.75%

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  • Non Prime Full Documentation:

    Program:

    5000FD

       

    5 Years Out Of BK/Foreclosure /Short Sale

    Max. Loan Amount:

    $3,000,000

    Min FICO Score:  680 

    LTV:   95%

    Starting Rate:      4.375%

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    Program:

    5000NP

       

    2 Years Out Of BK/Foreclosure /Short Sale

    Max. Loan Amount:

    $3,000,000

    Min FICO Score:  600

    LTV:   95%

    Starting Rate:    5.25%

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    Program:

    5000RH

       

    1 Years Out Of BK/ 1 day Foreclosure/Short Sale

    Max. Loan Amount:

    $3,000,000

    Min FICO Score:  500 

    LTV:   85%

    Starting Rate:      5.75%

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    Program:

    5000WVOE

       

    3 Years Out Of BK/Foreclosure /Short Sale

    Max. Loan Amount:

    $3,000,000

    Min FICO Score:  660 

    LTV:   75%

    Starting Rate:      5.125%

    Conditions:

    VOE Required 

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  • Investor No Income Check Loans:

    Program:

    INV-PP

       

    No Income/No Employment/No Reserves

    Max. Loan Amount:

    $3,000,000

    Min FICO Score:  640

    LTV:   75%

    Starting Rate:      6.50%

    Min FICO Score:  620

    LTV:   80%

    Starting Rate:      6.25%

    Qualifies on Market Rental Income

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  • Foreign National Investor No Income Check Loans:

    Program:

    INV-PP

       

    No Income/No Employment/No Reserves

    Max. Loan Amount:

    $3,000,000

    Min FICO Score:  N/A

    LTV:   75%

    Starting Rate:      7.65%

    Min FICO Score:  N/A

    LTV:   75%

    Starting Rate:      7.25%

    Qualifies on Market Rental Income

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  • Foreign National Investor Full Documentation:

    Program:

    5000FN

       

    Full Documentation

    Max. Loan Amount:

    $3,000,000

    Min FICO Score:  N/A

    LTV:   75%

    Starting Rate:     6.125%

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  • Near Prime Full Doc.

    Program:

    IYRTAX

       

    Full Documentation

    Max. Loan Amount:

    $3,000,000

    Min FICO Score:  660

    LTV:   90%

    Starting Rate:      6.125%

       

    2 Years Out Of BK/Foreclosure /Short Sale

  • Fix & Flip Loan Programs 

    • Fix & Flip 90% / 100%

      Program:

      PL1001

         

      No Income:

         

      1st Draw In Advance

         

      3 Months Payment In Escrow

         

      LLCs & Corportations

      Max. Loan Amount:

      $750,000,000

      Min FICO Score:  N/A

      LTV:   80%-90% – 100%

      Starting Rate:      8.65%

    5 Units & Up Loan Programs 

    • Cash Flow

      Program #:

      PL102

      Program:   

      Cash Flow:

         

      LLCs & Corportations

      FICO:   

      575 Fico Score

      Rates:   

      5.49% 

      Loan Amount:

      $75,000 to 5,000,000

      LTV:

      LTV:   80% Purchase  75% Refinance Out 

     

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