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A drawing of the liberty bell in blue ink.Liberty Mortgage 

4415 West Harrison Ave,  Hillside, IL 60162   Unit #326   Phone: 773-677-6460 Email:  [email protected] NMLS # 1807234

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1-4 Unit Investor Loan Programs

  • Bank Statement Program:

    Program:

    G-12BS

    12 Mo. Personal/Business Statements

    Max. Loan Amount:

    $3,000,000

    Min FICO Score: 700

    LTV: 75%

    Starting Rate: 4.75%

    Min FICO Score: 680

    LTV: 85%

    Starting Rate: 5.50%

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    Program:

    G-24BS

    24 Mo. Personal/Business Statements

    Max. Loan Amount:

    $3,000,000

    Min FICO Score: 700

    LTV: 75%

    Starting Rate: 4.50%

    Min FICO Score: 660

    LTV: 90%

    Starting Rate: 5.15%

    Min FICO Score: 580

    LTV: 85%

    Starting Rate: 5.75%

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  • Non Prime Full Documentation:

    Program:

    5000FD

    5 Years Out Of BK/Foreclosure/Short Sale

    Max. Loan Amount:

    $3,000,000

    Min FICO Score: 680

    LTV: 95%

    Starting Rate: 4.375%

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    Program:

    5000NP

    2 Years Out Of BK/Foreclosure/Short Sale

    Max. Loan Amount:

    $3,000,000

    Min FICO Score: 600

    LTV: 95%

    Starting Rate: 5.25%

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    Program:

    5000RH

    1Years Out Of BK/ 1 dayForeclosure/Short Sale

    Max. Loan Amount:

    $3,000,000

    Min FICO Score: 500

    LTV: 85%

    Starting Rate: 5.75%

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    Program:

    5000WVOE

    3 Years Out Of BK/Foreclosure/Short Sale

    Max. Loan Amount:

    $3,000,000

    Min FICO Score: 660

    LTV: 75%

    Starting Rate: 5.125%

    Conditions:

    VOE Required

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  • Investor No Income Check Loans:

    Program:

    INV-PP

    No Income/No Employment/No Reserves

    Max. Loan Amount:

    $3,000,000

    Min FICO Score: 640

    LTV: 75%

    Starting Rate: 6.50%

    Min FICO Score: 620

    LTV: 80%

    Starting Rate: 6.25%

    Qualifies on Market Rental Income

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  • ForeignNational Investor No Income Check Loans:

    Program:

    INV-PP

    No Income/No Employment/No Reserves

    Max. Loan Amount:

    $3,000,000

    Min FICO Score: N/A

    LTV: 75%

    Starting Rate: 7.65%

    Min FICO Score: N/A

    LTV: 75%

    Starting Rate: 7.25%

    Qualifies on Market Rental Income

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  • ForeignNational Investor Full Documentation:

    Program:

    5000FN

    Full Documentation

    Max. Loan Amount:

    $3,000,000

    Min FICO Score: N/A

    LTV: 75%

    Starting Rate: 6.125%

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  • Near Prime Full Doc.

    Program:

    IYRTAX

    Full Documentation

    Max. Loan Amount:

    $3,000,000

    Min FICO Score: 660

    LTV: 90%

    Starting Rate: 6.125%

    2 Years Out Of BK/Foreclosure/Short Sale

  • Fix & Flip Loan Programs

    • Fix & Flip 90% / 100%

      Program:

      PL1001

      No Income:

      1st Draw In Advance

      3 Months Payment In Escrow

      LLCs & Corportations

      Max. Loan Amount:

      $750,000,000

      Min FICO Score: N/A

      LTV: 80%-90% – 100%

      Starting Rate: 8.65%

    5 Units & Up Loan Programs

    • Cash Flow

      Program #:

      PL102

      Program:

      Cash Flow:

      LLCs & Corportations

      FICO:

      575 Fico Score

      Rates:

      5.49%

      Loan Amount:

      $75,000 to 5,000,000

      LTV:

      LTV: 80% Purchase 75% Refinance Out

     

     

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