Liberty Mortgage

4415 West Harrison Suite 326 Hillside, IL 60162 – Phone: 773-677-6460  Email: libmtg2@gmail.com NMLS 1807234

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Mortgage Solutions

Rep:

John Ladner

Phone:

832-372-7320

Email:

john.ladner@mortgagesolutions.net

Web Site:

Click Here

InterestRates:

Click Here

BYTE Code:

W888

Website

Login:

Password:

Login:

MJOHNSON

Password:

Password1

Submission Form:

Click Here

MSF does disclosures.. very easy , very quick, these steps are illustrated in How to Guide

DO NOT UPLOAD ANY NON MSF DISLCOSURES(OTHER THAN ANTI STEERING) MSF DOES

DISCLOSURES –UPLOAD 1003 MAKE SURE UNSIGNED AND UNDATED

.

1. Upload 3.2 in Byte (you now have 48 hours of 72 hours in TRID to complete submission so we

can sendout disclosures.

.

2. Select loan program in Byte.

.

3. Price/Lockinput mid score, Select/LO Compensation/UW Method DU/Doc Type Full

Register the rateeitherby Lock or Save To LOS through Price lock screen.

.

4. Upload submission form- signed, Findings- run through DO- released MSF wholesale and

finalized,PurchaseAgreement , Credit Report, Anti Steering disclosure, IF FHA upload FHA

case number requestform if VAuploadCOE.

.

5. Change loan status to submitted(from home screen)

Note – when completing anti steering – we will use yours or ours – first two rates can be same –

3^rd has to be higher rate with lower fees.

MSF will also review income andAssets on initial approval. Recommended upload at initial

submissionbutnot required.

.

When broker partner submits a loan to us, income documents must be uploaded in stored

documents attimeof submission- category 08

.Submission Income.

If income documents are not uploaded into this category by the BP, income will not bereviewed

uponcreditapproval.

…

TBD Submission – same as above EXCEPT

1. Street address “TBD” put in city state etc

2. Check box TBD in Byte from home screen when you upload

3. No purchase contract required or anti steering or FHA request form

4. Income and assets mandatory – ( Coded 08)

5. VA no min credit score required

6. FHA down to 500 Mid

7. USDA Lend down to 580 mid

8. Allow for Manual Underwriting- FHA/VA/USDA

9. Accept one score, no scores, no trade lines in credit report