— Main Menu —
2501 S Trumbull Ave, Unit 2 Chicago, IL 60623
100% SBA Loans
Grant Program Comparison
* No Income/ No Employment
for Investment Properties (Non-QM)!
* Non-QM product starts with a
* Gift Funds
allowed for Owner Occupied and
* Non-Warrantable Condo’s to 85% LTV (Non-QM)!
* Cash-Out can be used for Reserves (Non-QM)!
* Close in an
* Late Mortgage payments allowed under Non-QM!
* 15 financed properties (Non-QM)!
* 12 months banks statements (personal or business) for qualifying income (Non-QM)!
* 1 day out of Foreclosure and/or Bankruptcy and/or Short Sale (Non-QM)!
* HELOC’s up to 90% CLTV!
* FICO scores down to
on FHA & VA files!
* Manual Underwriting
down to a
550 FICO on FHA & VA!
* Borrowers with
* No Overlays on 580+ FICO FHA loans!
* Manufactured Homes allowed!
* Close New Construction end loans with a
Temporary Certificate of Occupancy!
* Ability to make conditions Prior to Funding or Post-Closing!
* Fannie Mae’s
and Freddie Mac’s
* Asset Depletion/Dissipation allowed!
* Jumbo’s up to 90% LTV and 3 Million!
* 100% LTV Cashout on VA loans!
* VA IRRRL’s and USDA Streamlines!
* .625% pricing special on all FHA Streamlines!
* USDA Manual Underwriting and Scores down to 600!
* FHA 203(h) Mortgage Insurance for Disaster Victims!
* Renovation loans on Owner Occupied, 2
* Renovation for Luxury Items (HomeStyle Product)!
* Escrow Holdbacks up to $5,000 on Conventional, FHA, and VA files!
* “Self Help” on FHA 203k’s!
* Marketing Flyer Wizard!
* IRS transcripts are not required!
* Easy to use, accurate Pricing Engine!
* Pricing concessions if necessary to match or beat competitors!
* Free 1 day or more lock extensions if necessary!
* Closing Disclosure (CD) issuance before you receive your final Clear to Close (CTC)!
* Use of a higher scoring credit report at any point throughout the loan process!
* Transferred appraisals allowed
and ordering of appraisals before loan submission allowed!
* 9 Different AMC’s to choose from!
* Consistent, Precision Underwriting (ability to choose your underwriter for every file)!
* Same day closings if necessary!
* Move conditions to funding or post-closing if necessary!
* Ability to match or beat competitor pricing!
* RESPA cures up to $75 if necessary on us!
* 24 hours a day/ 7 days a week availability from an Account Executive with underwriting experience!