Liberty Mortgage

4415 West Harrison  Suite 326   Hillside, IL 60162     

Phone: 773-677-6460    Fax: 773-439-2450    Email: [email protected]  NMLS 1807234   

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Loan Stream

 Rep:                                        Adam Schultz

 Phone                                     224.324.5020

 Email:                                     a[email protected]

 Web Site:                               Click Here

 Send Disclosures:               Click Here

 Schedule Training:             Click Here

 Login:                                     [email protected]

 Password:                              Liberty#3

 Loan Programs:                  * ITIN loans up to 85% LTV – 660-679 at 80 LTV , 680+ to 85 LTV

                                                  * Bank Statement loans up to 90 LTV for 700+ credit score. Low as 600

                                                     credit score at 80 LTV

                                                  * FHA DPA program to 100% LTV – Maxone(1 payment), Maxone Plus(2 payments)

                                                  * 1st at 96.5 and 2nd for the other 3.5% down. – No Income limits – follow findings

                                                     for DTI

                                                  * FHA loans down to 550 scores

• DSCR Program for Investment Properties

  *(DSCR = Gross Income divided by PITIA / ITIA Interest Only)

  *Down to 620 FICO

  *Gift Funds allowed

  *Non-Warrantable Condos OK

  *Max loan amount $3,500,000

  *No limit on Financed Properties

  *1 – 4 family properties and condominiums permitted

  *Short term rentals! Airbnb, VRBO, Purchase, Rate & Term Refi, Cash Out

 

• LTV for DSCR Program is based on FICO SCORES

  *75% LTV for Cash-Out Refi

  *85% LTV for Rate & Term Refi

  *85% LTV for Purchase – 730 Min FICO

  *80% LTV for Purchase – 680 Min FICO

  *75% LTV for Purchase – 640 Min FICO

  *70% LTV for Purchase – 620 Min FICO