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Liberty Mortgage

4415 West Harrison Suite 326 Hillside, IL 60162 – Phone: 773-677-6460  Email: libmtg2@gmail.com NMLS 1807234

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Athas

Non Owner Occupied Programs

Hard Money Investor-1-4 Units Only 1-4 Unit Investor Loans

Representative:

Ameeris Willis

Phone:

747-293-9281

Email:

AWillis@athascapital.com

Website:

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DSR Program:

Non-Owner Occupied

LTV:

LTV 80% Purchase

 

LTV 75% Refinance Cash Out

FICO Score:

600

Borrowers:

LLC or Corporation

Term:

30 year fixed, 30 year fixed 5/1 – 7/1 or 5/1 Interest Only

Fees:

Origination and/or Yield Spread up 1.0%.

Loan Amounts:

Up To $3,500,000

Cash Out Up To:

$2,000,000

LTV:

75% max LTV on Cash Out Refinances

   

80% max LTV on Purchases and Rate & Term Refinances

Other:

Close in 15 days

   

No Job   

   

No DTI   

   

No Income   

   

No Reserves   

   

100% Gift Funds Allowed

   

Unlimited properties Allowed  

   

All States Except, MI, CA, AR, and UT

   

No 1003, No Disclosures, No LEs or CDs

   

First Time Investors and Vacant properties allowed  

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NDSR Program-Non-Owner Occupied

LTV:

80% max LTV on Cash Out Refi

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Owner Occupied Programs

* P&L

* 1 Month Pay Stubs

* 1099

* Asset Depreciation

* 12-24 Months Bank Statements

* 90% ITIN Loans – Must Have Work Visa