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LibertyMortgage

4415 West Harrison Suite 326 Hillside, IL 60162
Phone: 773-677-6460 Fax: 773-439-2450 Email: [email protected] NMLS 1807234

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Athas

Non Owner Occupied Programs

Hard Money Investor-1-4 Units Only 1-4 Unit Investor Loans

Representative:

Ameeris Willis

Phone:

747-293-9281

Email:

Website:

Login:

Password:

DSR Program:

Non-Owner Occupied

LTV 80% Purchase

LTV 75% Refinance Cash Out

600 Credit Score

No Job

No DTI

No Income

No Reserve

Borrowers:

LLC or Corporation

Term:

30 year fixed, 30 year fixed 5/1 – 7/1 or 5/1 Interest Only

Fees:

Origination and/or Yield Spread up 1.0%.

Loan Amounts:

Up To $3,500,000

Cash Out Up To $2,000,000

LTV:

75% max LTV on Cash Out Refis

80% max LTV on Purchases and Rate & Term Refis

Other:

Close in 15 days

100% Gift Funds allowed

All States Except, MI, CA, AR, and UT

Unlimited Financed properties allowed

No 1003, No Disclosures, No LEs or CDs

First Time Investors and Vacant properties allowed

NDSR Program:

Non-Owner Occupied

LTV:

80% max LTV on Cash Out Refis

Owner Occupied Programs

12-24 Months Bank Statements

P & L

1099

Asset Depreciation

1 Month Pay Stubs

90% ITIN Loans – Must Have Work Visa