Liberty  Mortgage

4415 West Harrison Suite 326 Hillside, IL 60162

Phone: 773-677-6460 Fax: 773-439-2450 Email: libmtg2@gmail.com NMLS 1807234

Change Home Mortgage

Account Manager:

Joe Arici

Phone:

973-222-7151

Website:

Click Here

Email:

joe.arici@changewholesale.com

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Programs

• No Income Check Program

  No Income Check Program

  * NO Employment or Income on 1003

  * Up to 80% LTV for owner Occupied 1-4 Units

  * 75% LTV For FICOS 680-739

  * 70% LTV For FICOS 660-679

  * 70% LTV For CASHOUT Transactions

  * 1 day out of BK

  * Loan amounts up to $3,000,000

  * Assets 30 Days Assets Seasoning- Large deposit is considered anything over 10%

  of the  loan amount.

  * Short Sale/ Deed in Lieu, 12 months seasoning.

• 2nd Mortgage Program

  2nd Mortgage Program

  * Loan amounts up to $500,000

  * AVMs may be used for loan amounts under $250,000

  * Both Standard Doc and Bank Statements are available for income

  * FICO beginning at 680

  * CLTV up to 90%

  * Reserves not required

  * Primary, Second Home, Investment

  * Closed-end 2nd mortgage

  * Guidelines