Liberty Mortgage

4415 West Harrison Suite 326 Hillside, IL 60162

Phone: 773-677-6460 Fax: 773-439-2450 Email: libmtg2@gmail.com NMLS 1807234

1st National Bank of America

Account Manager:

Dave Gingery 

Phone:

517-679-6681 

Email:

dave.gingery@fnba.com 

Web Site:

Click Here 

Login:

LIBMTG@YAHOO.COM 

Password:

LibertyMortgage#1

Website Quick Quote:

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Conditions

* ITINborrowers, no Visa Required.

* Self-employed Borrowers: They offer alternative income documentation

programs utilizing a P&L Statement or 12 months bank statements.

* Unique property types of non-warrantable condos, mobiles on land, vacant

land, homes on large acreage.

* Max LTV is 80%.

* Max loan amount is $1,250,000.

* DTI’s as high as 55% .

* They are a portfolio lender who manually underwrites each loan.

* Averaging 30 days from application to close.

Vacant Land Refinance Guidelines:

* Up to 65% LTV for rate/term

* Up to 60% LTV for cash-out

* Minimum Credit of 680

* ITIN and SSN eligible

* Minimum of 24 months ownership of property at time of refinance.