Liberty Mortgage

4415 West Harrison Suite 326 Hillside, IL 60162

Phone: 773-677-6460 Fax: 773-439-2450 Email: [email protected] NMLS 1807234

Deephaven

Investor, Non Conforming,Commercial Loan Programs

Representative:

Vicky Matney

Phone:

248.813.9944

Email:

vmatney@deephavenmortgage.com

Website

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Login:

[email protected]

Password:

37fca114

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Loan Programs:

• DSCR

  Min FICO Score:

  680

  LTV:

  75% but 70% for Best Rate

  Entity:

  Must be in LLC for Best Rate NOCorporation

  Compensation:

  Borrower Paid

  CASH OUT REFINANCES REQUIRES 6 MONTHS SEASONING:

  660 FICO:

  60% Cash Out of Appraised Value

  680 FICO:

  70%Cash Out of Appraised Value

  700 FICO:

  75% Cash Out of Appraised Value

  LESS THAN 6 MONTHS SEASONING – CASH OUT IS BAESD ON THE PROPERTY COST.

  660-700:

  75% Of Property Cost

  700 or Greater:

  80% Of Property Cost

• Non-Owner Occupied

  Program:

  Non-Owner Occupied

  No Job

  No DTI

  No Income

  No Reserve

  Borrowers:

  LLC or Corporation

  Term:

  30 year fixed, 5/1 or 5/1 Interest Only

  Fees:

  Origination and/or Yield Spread.

  ParRate:

  5.75% on a 5/1 ARM with a 680 FICO.No add ons

  FICO Scores:

  620 minimum score

  680 for highest LTVs and lowest Rates

  Loan Amounts:

  Up To $3,500,000

  Cash Out Up To $2,000,000

  LTV:

  75% max LTV on Cash Out Refis

  80% max LTV on Purchases and Rate & Term Refis

  DSCR:

  100% on Initial Interest Rate

  Other:

  Close in 15 days

  100% Gift Funds allowed

  All States Except, MI, CA, AR, and UT

  Unlimited Financed properties allowed

  No 1003, No Disclosures, No LEs or CDs

  First Time Investors and Vacant properties allowed