Liberty Mortgage

4415 West Harrison  Suite 326   Hillside, IL 60162     

Phone: 773-677-6460    Fax: 773-439-2450    Email: [email protected]  NMLS 1807234   

Account Manager:

Eileen McNamee

Phone:

(215) 805-6793

Email:                                       [email protected]

Website:

Click Here

Login:

[email protected]

Password:

Liberty#1

Appraisal Website:

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Login:

[email protected]

Password:

Liberty#1

• NQM Funding Key Underwriting Niches

  • Gift Funds Allowed

  Max 90 LTV to $2M Loan Size

  Middle Score of Primary Earner Used

  Only 30 Day Asset Seasoning Required

  No Tradeline Requirement with 3 Scores

  No Housing History (Allowed with Restrictions)

  Min 25% Ownership for Business Bank Statements

  Min 20% Ownership for Personal Bank Statements

  Business Assets Can Be Used for Down Payment, Closing Costs, and Reserves

   

• Alternative Income Documentation

  WVOE

  Tip Income

  P&L ONLY

  1099 with YTD Income

  Asset Utilization (Alone)

  Asset Utilization (w/Other Income)

  12-24 Months Business or Personal Bank Statements

  2 Months Bank Statement with CPA/Tax Preparer P&L