Liberty Mortgage

4415 West Harrison Suite 326 Hillside, IL 60162 – Phone: 773-677-6460  Email: libmtg2@gmail.com NMLS 1807234

|   Main Menu   |   Residential Program   |   Commercial Programs   |   Lenders   |  Forms   |   Modular Homes   |   Grants    |   Other Services   |   LOs   |

1st National Bank of America

Account Manager:

Dave Gingery 

Phone:

517-679-6681 

Email:

dave.gingery@fnba.com 

Web Site:

Click Here 

Login:

LIBMTG@YAHOO.COM 

Password:

LibertyMortgage#1

Website Quick Quote:

Click Here

Conditions

* Max LTV is 80%.

* DTI’s as high as 55% .

* Max loan amount is $1,250,000.

* ITIN borrowers, no Visa Required.

* Averaging 30 days from application to close.

* They are a portfolio lender who manually underwrites each loan.

* Self-employed Borrowers: They offer alternative income documentation  programs utilizing a P&L

Statement or 12 months bank statements.

* Unique property types of non-warrantable condos, mobiles on land, vacant land, homes on large acreage.

Vacant Land Refinance Guidelines:

* Up to 65% LTV for rate/term

* Up to 60% LTV for cash-out

* Minimum Credit of 680

* ITIN and SSN eligible

* Minimum of 24 months ownership of property at time of refinance.