Conventional Mortgage

Term:

7 Years

Amortization:

Up to 30 years

Maximum LTV:

80%

Minimum DSCR:

1.20%

Index:

Libor

Pre-Payment:

No Pre-Payment Penalty

FNMA Multi-Unit Mortgage Program

Community Developments Investments (May 2015) Helped Financing

the Survival of Small Rental Properties.  Mortgage loans amount shall

not exceed that of a fixed-rate loan with similar terms  Index 1-month

LIBOR.  Interest Rate Adjusts based on changes to the underlying index

and is equal to the index plus a margin. Fannie Mae Multifamily offers

a 7-year variable-rate financing option with a low  interest rate

cap, and a fixed-rate  conversion option for Multifamily Affordable

Housing properties.

SBA 7(A) Loan Program

The 7(a) Program lets you get loan amounts (up to $5

million) to fund startup costs, buy equipment and more.

Here’s what else you can do with 7(a) funds:

* Purchase new land (including construction costs).

* Repair existing capital* Purchase or expand an existing

business.

*Refinance existing debt. * Purchase machinery, furniture,

fixtures, or supplies.

SBA 504 Loan Programs

The SBA’s 504 Loan Program is designed especially to help small

businesses grow, you can use funds to:

* Purchase land.

* Purchase existing buildings.

* Purchase long-term machinery and equipment.

* Purchase improvements (including grading,

street improvements,  utilities, parking lots and landscaping).

* Build new facilities or modernize, renovate  existing facilities.

SBA Microloan

Max. Loan Amount: 50,000.00

Can use for Working capital, supplies, machinery & equipment,

fixtures; etc. Intermediary may chose to refinance  debt.

Cannot be used for  real estate.

Equipment Leasing

Purpose:

Financing for new/used vehicles

Amount:

$5,000 – $100,000

Term:

72 Months

OR

Purpose:

Financing for new/used equipment

Amount:

$5,000 – $250,000

Term:

60 Months